In today’s business climate business owners of all sizes face multiple types of liability every day. Whether you as a business owner are interacting with customers, providing a service or producing and/or selling a product your company is at risk of potential lawsuits. Protecting your company’s reputation, assets and financial wellbeing is a top priority and can be achieved with thorough protection provided by business insurance policies obtained through First Beneficial Insurance.
You have worked hard to make a success of your business. Whether you are starting new or have been in business for some time, your investment needs to be protected from the liabilities it faces. From the products you sell to the services you provide, you strive to provide the best, but issues can and will arise. On occasion, issues can lead to risk of liability for you and your company, don’t be caught without the proper protection in general liability insurance, professional liability insurance and product liability insurance.
General Liability Insurance:
Considered the most basic insurance available for you to purchase for your business, General Liability Insurance protects your business form claims of injury on the business property, property damage and injury due to advertising issues. For many businesses this type of policy will be sufficient to cover their liability insurance needs.
Professional Liability Insurance:
An insurance requirement in some industries, Professional Liability Insurance covers your business in the event claims of errors and omissions, negligence and/or malpractice are made.
Product Liability Insurance:
When producing or selling products claims can arise from injuries sustained by, or while using your, product. To cover your assets, you’ll need a product liability policy which has the proper coverage for your particular circumstances. The coverage amounts vary based on the size of your company and the industry you are in.
Group Health Insurance:
As a business owner, offering group health insurance options to your employees can provide for a healthier work environment, as well as assisting in employee retention. If you currently offer health insurance benefits to your employees, or you are considering, we can help. We can provide you with programs and options based on your company’s unique situation in order to maximize your benefits, while being mindful of your budget.
Irrespective of the industry your business is involved in, you’ve worked hard to get it to where it is today. It is very important for you to have proper insurance coverage in place to protect your hard won investment. Call First Beneficial Insurance today or request a quote and one of licensed agents will call you to make sure you are properly protected from the perils of today’s business climate. 1(844)InsurCA
If your employees operate company owned vehicles during the course of their employment we can assist you in having them and the company vehicles properly covered as well, further protecting your business from debilitating liabilities.